Washington Saves

Washington Saves is coming.

Starting July 2027, most Washington employers will be required to offer retirement savings options to their employees, even if they don’t currently have a plan in place.

At Pacific Legacy Wealth Partners, we’re here to help you stay ahead of the curve.

What is Washington Saves?

It’s a new state-run auto-enrollment IRA program designed to help workers save for retirement. Employers who don’t offer a qualified retirement plan will be required to enroll eligible employees and manage payroll deductions.

Why wait for the mandate?

By starting your own retirement plan now, you can:

• Avoid the state-run program and maintain control over your plan design.
• Offer higher contribution limits and employer matching options.
• Take advantage of federal tax credits under SECURE 2.0 - up to $5,000 for startup costs and $1,000 per employee in matching contributions.

We make it simple. 

Pacific Legacy specializes in helping small businesses:

• Design and launch custom retirement plans.
• Navigate compliance and enrollment.
• Manage available tax incentives.

Let’s build a legacy together.

Whether you’re a local contractor, family-owned shop, or growing enterprise, we’ll help you create a retirement solution that fits your team—and your budget.